There are two Underwriting questions that we field more than any other (and it’s not even close). The first relates to issues surrounding Estates. The second is associated with old Deeds of Trust that have presumably been paid, but remain uncanceled on the public records. We look at multiple factors when faced with this underwriting decision, including, but not limited to: Documents that show the indebtedness was paid at a prior closing, whether the debt was refinanced multiple times after the Deed of Trust was recorded, the maturity date on the Deed of Trust and whether or not the Deed of Trust relates to the current owner or a prior one (especially if the current owner has an Owner’s Policy that does not except to the Deed of Trust).
by Jennifer Conrad
Many of you know and love Jennifer’s granola so here’s the recipe for you!
Preheat oven to 350 degrees. Mix all ingredients except dried fruit in a large bowl. Spread evenly in large, shallow baking pan lined with parchment paper. Bake 30 minutes or until golden brown, stirring every 15 minutes. Cool completely and toss in fruit. Store in airtight container.